The European model for regulating artificial intelligence (AI), prefigured by the adoption, in 2024, of two founding legal texts – Regulation (EU) of 13 June laying down harmonised rules and, respectively, the Council of Europe Framework Convention of 5 September on Artificial Intelligence and Human Rights, Democracy and the Rule of Law – and with a clear universal vocation, laid the foundations of artificial intelligence law (AIL) as a new b...

This article analyses the impact of the use of artificial intelligence (AI) on the formation, execution and validity of banking contracts. In the context of the accelerated digitalisation of financial services, AI is increasingly used to make automated decisions with significant legal consequences for customers. The study examines the legal implications regarding valid consent, contractual fairness, indirect discrimination and civil liability. ...